:root{
  --navy:#0a2a66;
  --navy-2:#071f4d;
  --red:#e11d2e;
  --red-dark:#bb1523;
  --ink:#172033;
  --muted:#5f6b7a;
  --line:#dbe1ea;
  --paper:#ffffff;
  --soft:#f4f7fb;
  --steel:#e9eef5;
  --max:1180px;
  --radius:18px;
  --shadow:0 18px 60px rgba(7,31,77,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:var(--navy-2);color:#fff;font-size:.85rem}
.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:8px 0}
.topbar strong{color:#fff}
.topbar .cred{opacity:.9}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}
.brand{display:flex;align-items:center;gap:13px;min-width:235px}
.mark{width:48px;height:48px;background:linear-gradient(135deg,#0d1934,#142f64);display:grid;grid-template-columns:1fr 1fr;grid-template-rows:1fr 1fr;border:2px solid #9aa8bd;box-shadow:inset 0 0 0 2px #06152f}
.mark span{display:flex;align-items:center;justify-content:center;color:var(--red);font-weight:900;font-size:16px;border:1px solid rgba(255,255,255,.25)}
.brand-title{font-size:1.34rem;font-weight:900;color:var(--navy);line-height:1.05;letter-spacing:.01em}
.brand-sub{font-size:.72rem;color:var(--red);font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-top:4px}
nav{display:flex;align-items:center;gap:20px;font-size:.92rem;font-weight:700}
nav a{padding:28px 0 24px;border-bottom:3px solid transparent}
nav a:hover,nav a.active{color:var(--navy);border-color:var(--red)}
.nav-cta{background:var(--red);color:white!important;padding:12px 18px!important;border-radius:999px;border:0!important}
.nav-cta:hover{background:var(--red-dark)}
.mobile-toggle{display:none;border:0;background:none;font-size:1.6rem;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(110deg,var(--navy-2) 0%,var(--navy) 60%,#164b90 100%);color:#fff}
.hero:after{content:"";position:absolute;right:-80px;top:-100px;width:440px;height:740px;background:var(--red);clip-path:polygon(76% 0,100% 0,100% 100%,0 100%);opacity:.96}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.08fr .92fr;min-height:640px;align-items:stretch}
.hero-copy{padding:100px 0 80px;display:flex;flex-direction:column;justify-content:center;max-width:650px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;letter-spacing:.13em;text-transform:uppercase;font-weight:800;color:#bfd0ee}
.eyebrow:before{content:"";width:28px;height:3px;background:var(--red)}
h1{font-size:clamp(2.6rem,5vw,5rem);line-height:.98;margin:18px 0 24px;letter-spacing:-.035em}
.hero p{font-size:1.16rem;color:#e5ebf6;max-width:620px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 20px;border-radius:999px;font-weight:800;border:1px solid transparent}
.btn-primary{background:var(--red);color:#fff}.btn-primary:hover{background:var(--red-dark)}
.btn-secondary{border-color:rgba(255,255,255,.42);color:#fff}.btn-secondary:hover{background:rgba(255,255,255,.08)}
.hero-media{margin:38px 0 38px 38px;border-radius:24px 0 0 24px;overflow:hidden;box-shadow:0 28px 80px rgba(0,0,0,.35);position:relative;background:#113568}
.hero-media img{width:100%;height:100%;object-fit:cover;min-height:564px}
.hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(7,31,77,.5))}
.hero-badge{position:absolute;left:24px;bottom:24px;z-index:3;background:rgba(255,255,255,.96);color:var(--navy);padding:16px 18px;border-radius:14px;box-shadow:var(--shadow);max-width:280px}
.hero-badge strong{display:block;font-size:1rem}.hero-badge span{display:block;color:var(--muted);font-size:.82rem;margin-top:3px}
.section{padding:86px 0}.section-soft{background:var(--soft)}
.section-head{max-width:760px;margin-bottom:38px}
.kicker{font-size:.78rem;color:var(--red);letter-spacing:.13em;text-transform:uppercase;font-weight:900;margin-bottom:8px}
h2{font-size:clamp(2rem,3.4vw,3.4rem);line-height:1.08;color:var(--navy);margin:0 0 14px;letter-spacing:-.025em}
h3{color:var(--navy);margin-top:0}
.lead{font-size:1.08rem;color:var(--muted)}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 28px rgba(13,42,102,.05);transition:.2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card .icon{width:46px;height:46px;border-radius:12px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:18px}
.card .tag{display:inline-block;background:#eef3fb;color:var(--navy);font-size:.72rem;padding:5px 9px;border-radius:999px;font-weight:800;margin-bottom:12px}
.card p{color:var(--muted);font-size:.94rem}
.card-link{font-weight:800;color:var(--red)}
.lifecycle{display:grid;grid-template-columns:repeat(7,1fr);gap:8px;align-items:stretch}
.step{background:#fff;border:1px solid var(--line);padding:16px 12px;border-radius:14px;text-align:center;font-size:.82rem;font-weight:800;color:var(--navy);position:relative}
.step:not(:last-child):after{content:"›";position:absolute;right:-9px;top:50%;transform:translateY(-50%);width:18px;height:18px;border-radius:50%;background:var(--red);color:#fff;display:flex;align-items:center;justify-content:center;z-index:3}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#fff}
.stat{padding:28px;border-right:1px solid var(--line)}.stat:last-child{border:0}
.stat b{font-size:1.5rem;color:var(--navy);display:block}.stat span{color:var(--muted);font-size:.86rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.photo-panel{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);position:relative;min-height:460px;background:var(--navy)}
.photo-panel img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover}
.photo-panel .caption{position:absolute;left:18px;right:18px;bottom:18px;background:rgba(7,31,77,.9);color:#fff;padding:16px 18px;border-radius:14px}
.checklist{display:grid;gap:11px;margin:24px 0}.check{display:flex;gap:10px}.check:before{content:"✓";color:var(--red);font-weight:900}
.bands{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.band{background:var(--navy);color:#fff;border-radius:16px;padding:24px}.band:nth-child(2){background:#123f82}.band:nth-child(3){background:#1b4f99}.band small{color:#c8d6ef;display:block;text-transform:uppercase;font-weight:800;letter-spacing:.08em}.band strong{font-size:1.15rem;display:block;margin:6px 0 8px}
.standard-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.standard{border:1px solid var(--line);border-left:4px solid var(--red);padding:16px 18px;border-radius:10px;background:#fff}.standard b{color:var(--navy)}.standard span{display:block;color:var(--muted);font-size:.86rem}
.page-hero{background:linear-gradient(115deg,var(--navy-2),var(--navy));color:#fff;padding:88px 0 74px;position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;right:-90px;top:-150px;width:420px;height:600px;background:var(--red);transform:skewX(-16deg)}.page-hero .container{position:relative;z-index:2}.page-hero h1{font-size:clamp(2.5rem,4.8vw,4.7rem);margin-bottom:18px}.page-hero p{max-width:750px;font-size:1.1rem;color:#dce7f8}
.badges{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.badge{border:1px solid rgba(255,255,255,.35);border-radius:999px;padding:8px 12px;font-weight:800;font-size:.8rem}
.callout{background:var(--navy);color:#fff;border-radius:22px;padding:34px;position:relative;overflow:hidden}.callout:after{content:"";position:absolute;right:-50px;top:-40px;width:210px;height:280px;background:var(--red);transform:skewX(-16deg)}.callout>*{position:relative;z-index:2}.callout h3{color:#fff;font-size:1.65rem}.callout p{color:#dbe5f6;max-width:750px}
.process{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.process .p{border-top:4px solid var(--red);padding:18px;background:#fff;border-radius:0 0 14px 14px;box-shadow:0 6px 22px rgba(7,31,77,.06)}.process .n{font-size:.72rem;color:var(--red);font-weight:900;letter-spacing:.12em}.process b{color:var(--navy);display:block;margin:8px 0 5px}.process span{color:var(--muted);font-size:.84rem}
.quote{font-size:1.7rem;line-height:1.35;color:var(--navy);font-weight:800;border-left:5px solid var(--red);padding-left:24px;margin:0}
footer{background:#071a3e;color:#d8e1ef;padding:52px 0 22px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .8fr 1fr;gap:28px}.footer-title{color:#fff;font-weight:900;font-size:1.05rem;margin-bottom:10px}.footer-grid a{display:block;color:#c6d3e5;margin:6px 0;font-size:.9rem}.footer-grid a:hover{color:#fff}.footer-note{border-top:1px solid rgba(255,255,255,.14);margin-top:32px;padding-top:18px;font-size:.78rem;color:#8fa1bb;display:flex;justify-content:space-between;gap:20px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:10px;padding:12px 13px;font:inherit}.field textarea{min-height:140px;resize:vertical}.field label{font-size:.82rem;font-weight:800;color:var(--navy)}
.notice{background:#fff5f6;border:1px solid #ffd4d9;color:#7f1d2a;padding:14px 16px;border-radius:12px;font-size:.88rem}
@media(max-width:1000px){.grid-4{grid-template-columns:repeat(2,1fr)}.hero-grid,.split{grid-template-columns:1fr}.hero-media{margin:0 0 44px;border-radius:24px}.hero-media img{min-height:420px}.hero:after{display:none}.lifecycle{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid var(--line)}.process{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}nav{display:none}.mobile-toggle{display:block}nav.open{display:flex;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 20px 24px;border-bottom:1px solid var(--line)}nav.open a{padding:12px 0}}
@media(max-width:650px){.container{width:min(100% - 28px,var(--max))}.grid-4,.grid-3,.bands,.standard-grid,.form-grid{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.stat{border-right:0!important;border-bottom:1px solid var(--line)!important}.stat:last-child{border-bottom:0!important}.lifecycle,.process{grid-template-columns:1fr}.step:after{display:none}.section{padding:64px 0}.hero-copy{padding-top:74px}.hero-media{margin-left:0}.footer-grid{grid-template-columns:1fr}.footer-note{flex-direction:column}.field.full{grid-column:auto}.topbar .container{flex-direction:column;gap:2px}.brand-title{font-size:1.08rem}.brand{min-width:0}}